NEWS and more!

BLOG 11: Buying for Bargains

In most markets, prices are largely inflexible. Whatever the market value of gold is at a given moment, you’re stuck with it. Same with stocks- if Microsoft’s stocks are trading at 200 dollars, that’s what you’re paying. You can’t really haggle. Real estate, however, is a different story.

It’s not uncommon for properties to be sold for under their market value. This leads to situations of instant equity.

Instant equity is a phenomenon that occurs when you purchase something at a discount. When you purchase a property for less than its market value, you automatically increase your net worth. This is because, if you were to sell or refinance the property later, it would be worth more than you paid for it, and you would gain that difference.

Because of this, properties that provide you with instant equity are a good investment. The equity you have from these properties can provide a financial buffer in case of problems with them. 

So, it seems obvious that buying at a discount is a smart decision. However, you might still be wondering why people choose to sell their properties for less than market value. As it happens there are a multitude of reasons someone might choose to undercharge for what they own. 

They might be experiencing financial difficulties that require that they liquidate their assets sooner rather than later. In that instance, they would be more interested in moving the property quickly and efficiently, rather than for top dollar. Someone might be going through a divorce and need to sell their house in order to settle the case. It can even be as simple as someone inheriting a property they don’t want, and trying to sell quickly simply to wash their hands of it.

Regardless of the reason, people selling their properties on the cheap is a great opportunity for you as an investor. If you’re able to buy at a discount you’re already better off than you were before. Real estate is a rare example of a market where you can barter, and this can be used to your advantage. For this reason and more, real estate is a great choice for investing.

 

ABOUT BOBBY AND JENNY WHITTEN.

Who are we?  InvestWithTheWhittens.com are a real estate investor. We have been active in East Tennessee for years. Our mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our joint venture partners and ourselves.  It is truly a win-win-win way of investing!

Bobby and Jenny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Bobby and Jenny.

For more information about Bobby and Jenny and their investment program, please call (865) 272-9741 and email them at invest@investwiththewhittens.com or visit https://investwiththewhittens.com/

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VLOG 5: LEVERAGE

 

ABOUT BOBBY AND JENNY WHITTEN.

Who are we?  InvestWithTheWhittens.com are a real estate investor. We have been active in East Tennessee for years. Our mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our joint venture partners and ourselves.  It is truly a win-win-win way of investing!

Bobby and Jenny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Bobby and Jenny.

For more information about Bobby and Jenny and their investment program, please call (865) 272-9741 and email them at invest@investwiththewhittens.com or visit https://investwiththewhittens.com/

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BLOG 10: Banks Love Financing This…

Things cost you what they cost, right? That much seems obvious. If you want to buy 1000 dollars worth of stock, you’re putting 1000 of your own dollars out of your own pocket into that investment. There’s no getting around it- stocks, bonds, mutual funds, gold… whatever your investment is, you’re going to have to pay what the market asks of you.

Except, that’s not the case with real estate. When you purchase a property, a bank will typically finance between 75 and 85 percent of the cost. Your responsibility is only for the remaining percentage, which you put in as a down payment. And yet, 100 percent of the investment (the property) is under your control. 

A bank would laugh in your face if you asked them to cover 85 percent of the cost of a few ounces of gold. But if your investment is in real estate, they’re singing a different tune. If you have good credit and are able to make that 15-25 percent down payment, the bank will cover it. 

Banks love helping people invest in real estate, and that’s a fantastic thing for investors. By having bank finance the vast majority of the cost of the investment, investors can minimize the amount of money they have to put into the deal. From there on out, they see all the profits from the property. And remember, real estate has many profit centers! 

There are so many possibilities at every step of the way, from the leverage and instant equity we can find when you initially purchase the property to the profits we make from renting out units to the value the property gains, all the way out to the potential for reinvesting the money you’ve made off of a property. That’s the great versatility of real estate, and it all begins with making that initial investment. 

The simple fact that a bank will be willing to finance an enormous part of the cost of a real estate investment, while still allowing the investor to reap all the rewards, is part of the reason real estate is such a great choice. With the help of a bank, investors can minimize how much of their own money they have to spend while maximizing what they’re able to make in profit. You don’t have to dump all of your own money into the transaction- the bank can help make it happen. What’s not to love about that?

 

ABOUT BOBBY AND JENNY WHITTEN.

Who are we?  InvestWithTheWhittens.com are a real estate investor. We have been active in East Tennessee for years. Our mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our joint venture partners and ourselves.  It is truly a win-win-win way of investing!

Bobby and Jenny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Bobby and Jenny.

For more information about Bobby and Jenny and their investment program, please call (865) 272-9741 and email them at invest@investwiththewhittens.com or visit https://investwiththewhittens.com/

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BLOG 9: An Investment You Can See and Touch

It’s a fact we learn in kindergarten that humans have five senses: sight, smell, taste, hear, and touch. Each of these senses helps us perceive and understand the world around us- our senses are the things that tell us what’s real and what’s not. That’s important because you want to know what you can count on, what’s got your back. One thing you can believe in is the ground beneath your feet. Wouldn’t you like an investment that’s as solid as that earth? What could you invest in that will provide you with that same sense of security?

Well, why not try investing in that very land? Owning property is a great investment for a lot of reasons, but one big one that many investors swear by is the fact that real estate is real. Think of stocks, bonds, and mutual funds. Those types of investments are intangible. You can’t touch the numbers that represent them, they’re just ideas. 

A piece of property, on the other hand, is a real, existing thing. Even if the economy were to take a nosedive, an investor who’d put their money in real estate would still have something to show for their investment. The land isn’t going anywhere! The amount of space on Earth isn’t changing. It’s not getting any smaller, or any bigger.

Think about what that means. Real estate is a market that has a fixed supply, so there’ll never be too much of it. If anything, there would be too little- since everyone on the planet needs a place to live, as the population grows the demand for real estate and especially rental properties grows with it. So, you’ve got something that’s not going to go anywhere, that everybody not only wants but needs. Sounds like a pretty good deal, right?

It sounds that way because it is. Real estate is a great investment, not least because it’s a real thing. Once someone’s invested in it, they can rest easy knowing that they’ve invested in something that isn’t going to disappear. Real estate is, both literally and figuratively, a “solid” investment.

 

 

 

ABOUT BOBBY AND JENNY WHITTEN.

Who are we?  InvestWithTheWhittens.com are a real estate investor. We have been active in East Tennessee for years. Our mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our joint venture partners and ourselves.  It is truly a win-win-win way of investing!

Bobby and Jenny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Bobby and Jenny.

For more information about Bobby and Jenny and their investment program, please call (865) 272-9741 and email them at invest@investwiththewhittens.com or visit https://investwiththewhittens.com/

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VLOG 4: INSTANT EQUITY

ABOUT BOBBY AND JENNY WHITTEN.

Who are we?  InvestWithTheWhittens.com are a real estate investor. We have been active in East Tennessee for years. Our mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our joint venture partners and ourselves.  It is truly a win-win-win way of investing!

Bobby and Jenny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Bobby and Jenny.

For more information about Bobby and Jenny and their investment program, please call (865) 272-9741 and email them at invest@investwiththewhittens.com or visit https://investwiththewhittens.com/

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BLOG 8: The High Cost of Mutual Funds

In any investment, there’s a certain level of money you have to put in before you see a return. That’s kind of the point of investing: you put something in to get something more out. It’s not free money, it’s putting your money in the right places to turn it into more money. Investing is great!

But some investments are smarter than others. Some investments, like mutual funds, can cost you quite a pretty penny right up front. Let’s look at some of the costs associated with mutual funds.

Annual Fund Operating Expenses

There are a lot of ongoing fees you’ve got to look out for if you invest in a mutual fund. There are management fees that go to the people who run and operate the fund, and 12b-1 fees, which go towards marketing and selling the fund, as well as other shareholder services. Then there can be a whole load of other administrative and managerial fees that you don’t really want to deal with. 

Shareholder Fees

More expenses? That’s right, as a shareholder in a mutual fund you’re also responsible for things like sales loads, which are commissions you pay when you buy or sell shares, redemption fees, which you pay if the fund doesn’t feel you’ve held onto a share long enough, account fees if your investment falls below a certain waterline… the list goes on and on. There are so many little costs you have to account for when you invest in mutual funds just to have shares in them in the first place, let alone if you want to actually do anything with your shares.

How Can I Avoid This?

The best way to get around mutual fund fees is to simply invest in something else. Real estate, for example, doesn’t have all these hidden costs and fees. When you invest in a property, you pay in what you pay in, and if it’s a rental property you probably aren’t even paying the utilities for the building. 

Real estate is a really smart investment for a lot of reasons, chief among them the fact that it’s straightforward. You invest in a property, you know what you’re paying and what you’re paying for. This is one of the reasons to consider real estate for your next investment. 

 

 

ABOUT BOBBY AND JENNY WHITTEN.

Who are we?  InvestWithTheWhittens.com are a real estate investor. We have been active in East Tennessee for years. Our mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our joint venture partners and ourselves.  It is truly a win-win-win way of investing!

Bobby and Jenny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Bobby and Jenny.

For more information about Bobby and Jenny and their investment program, please call (865) 272-9741 and email them at invest@investwiththewhittens.com or visit https://investwiththewhittens.com/

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BLOG 7: Stocks Are a Gamble

Stocks are probably one of the first things you think of when you think of investing. The stock market is a big, well-known path of investing. 

But just because something is popular doesn’t mean that it’s the best thing! Stocks, like any investment, come with a set of downsides that you’d be a fool to ignore. Today we’re going to talk about just how risky the stock market can be.

The stock market is controlled by supply and demand like any other market. That’s just the way it goes in the economy. But the stock market can move fast — too fast to keep up with. A stock can crash in a few months, if not weeks, if things go south for the market. And there are so many ways things can go wrong.

If people stop buying iphones, what do you think your Apple stock is going to be worth? It all comes down to how much the company itself is worth, and that depends on the economy at large. When things start dipping, as they have throughout the year 2020, then the stocks go down with them. You simply can’t rely on most stocks to not flake out on you.

And what about the long term? A company that made, say, the tapes for answering machines might have been doing great in the eighties, but how well do you think they’re doing now? Most companies don’t live to see their hundredth anniversary. The sad truth is that most things eventually become obsolete, and with technology advancing faster and faster by the day, that’s a bigger risk than ever.

So, why not invest in something steady? Something people are always going to need? There are a few things that are simply necessary for human life, and one of those is shelter. Real estate is never going to become obsolete. As long as there are people, those people are going to need a place to live, a roof over their heads. Furthermore, real estate is a relatively stable market — even when it goes down, it doesn’t do so as rapidly or dramatically as some other markets do.

If you’re thinking of expanding your portfolio, think about real estate before you start looking at the options in stocks. It’s an essential asset you can count on to provide a prosperous future for you and your family.

 

ABOUT BOBBY AND JENNY WHITTEN.

Who are we?  InvestWithTheWhittens.com are a real estate investor. We have been active in East Tennessee for years. Our mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our joint venture partners and ourselves.  It is truly a win-win-win way of investing!

Bobby and Jenny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Bobby and Jenny.

For more information about Bobby and Jenny and their investment program, please call (865) 272-9741 and email them at invest@investwiththewhittens.com or visit https://investwiththewhittens.com/

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VLOG 3: TANGIBLE ASSET

 

 

ABOUT BOBBY AND JENNY WHITTEN.

Who are we?  InvestWithTheWhittens.com are a real estate investor. We have been active in East Tennessee for years. Our mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our joint venture partners and ourselves.  It is truly a win-win-win way of investing!

Bobby and Jenny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Bobby and Jenny.

For more information about Bobby and Jenny and their investment program, please call (865) 272-9741 and email them at invest@investwiththewhittens.com or visit https://investwiththewhittens.com/

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BLOG 6: Real Estate Makes Money (Without You Lifting a Finger!)

You want to make investments that are going to pay off. That’s kind of the point of investing, right?

With the stock market, there are a few ways to see some payoff. It’s fairly easy to sell stocks, and if you sell them for more than you paid for them, then that’s a profit.

That’s all well and good, but it’s not really something you can count on. The stock might drop in value after you buy it. And while you have the stock, it’s not directly paying you anything. It’s just sitting there. Wouldn’t a truly fantastic investment earn its keep all on its own?

That brings us to real estate. Real estate can do just that for you. If you rent out a property, you’ll see profit in the form of what’s called “cash flow”. This is the profit you see when you rent out a property for more than its expenses cost. 

The property owner charges the tenants of the building rent, which covers the mortgage and other expenses associated with the property. However, if the investors are playing smart, there’s some cash leftover from the rent payment after the expenses are paid. That investor could be you!

Real estate provides you with passive income. That’s money that you’re getting from something other than a regular job. Because of that, it’s clear that the stock market can’t always provide for you and your family the way real estate can. Real estate investments can be a great, reliable source of income. If you play your cards right, you get to see the profit without even having to regularly visit the property. The money comes to you, not the other way around.

Stocks are a popular investment, but that doesn’t mean they’re the best option. You can’t always count on your stocks to be worth what you need them to be worth, and you certainly can’t count on them to make you money passively. 

Real estate is a superior investment for a lot of reasons, chief among them the consistent income it provides you with. If you want to see a consistent, regular profit, real estate just might be the investment for you.

 

 

 

ABOUT BOBBY AND JENNY WHITTEN.

Who are we?  InvestWithTheWhittens.com are a real estate investor. We have been active in East Tennessee for years. Our mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our joint venture partners and ourselves.  It is truly a win-win-win way of investing!

Bobby and Jenny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Bobby and Jenny.

For more information about Bobby and Jenny and their investment program, please call (865) 272-9741 and email them at invest@investwiththewhittens.com or visit https://investwiththewhittens.com/

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BLOG 5: Real Estate Gives You the Reins

When you invest in the stock market, you are, in a way, gambling. You’re entrusting your money to the whims of someone else’s company. The stock market is a popular place to invest, but when you invest in it? You don’t really control what happens next. 

If you have shares in a company, sure, you might have the option to vote on things like who gets to be on the board of directors, but ultimately, what the company does is out of your hands. You’re just along for the ride.

Real estate is different. When you invest in a property, you have direct control over your investment. You decide exactly what you invest in, and what to do with it! You get to make decisions like:

  • What type of property you’re investing in
  • Where that property is located
  • What kind of market you’re buying in
  • What kind of financing do you use
  • And perhaps most importantly, how the property is maintained or improved!

That last one is a big one. When you invest in real estate, you have a lot of options. You have a very serious and direct influence over the value of the property. You can choose to improve the condition of the property as you see fit, and in that way directly increase the amount of profit you can make from it, either by reselling it or by renting it out.

If you buy a property, you can do things like renovations that tangibly and immediately make it worth more than it was before. If you invest in the stock market, you’re counting on a company to perform well. Maybe it will, maybe it won’t. You don’t get to decide. You don’t have control.

With real estate, you get to make your own decisions as an investor. If a property is underperforming, there are steps you can take to get it in top-notch condition and help it get you the money you want and deserve. 

You want to have control over your financial future, right? Making the right investments is key to that. Investing in real estate means you’re handing yourself the reins of your own life. You get to make the decisions, and you get to take control.

 

 

 

ABOUT Bobby and Jenny Whitten.

Who are we?  InvestWithTheWhittens.com are a real estate investor. We have been active in East Tennessee for years. Our mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our joint venture partners and ourselves.  It is truly a win-win-win way of investing!

Bobby and Jenny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Bobby and Jenny.

For more information about Bobby and Jenny and their investment program, please call (865) 272-9741 and email them at invest@investwiththewhittens.com or visit https://investwiththewhittens.com/

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VLOG 2: STABLE INVESTMENT

 

 

ABOUT BOBBY AND JENNY WHITTEN.

Who are we?  InvestWithTheWhittens.com are a real estate investor. We have been active in East Tennessee for years. Our mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our joint venture partners and ourselves.  It is truly a win-win-win way of investing!

Bobby and Jenny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Bobby and Jenny.

For more information about Bobby and Jenny and their investment program, please call (865) 272-9741 and email them at invest@investwiththewhittens.com or visit https://investwiththewhittens.com/

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BLOG 4: Mutual Funds: Eggs in Too Many Baskets?

Investing in a mutual fund might seem logical. It’s an opportunity to let a seasoned investor decide where your money goes, and typically, the investments made by a mutual fund are fairly diverse. That is to say, they fall into a variety of markets, and as such you can feel protected. If one market doesn’t pan out, perhaps one of the other ones will.

A lot of experts say that diversification in your investment portfolio is a good thing, and to a certain extent, they’re right. Investing in, say, only one stock, is a bit of a dangerous move, because what if that stock crashes? But diversification can also be very dangerous.

If you invest in a mutual fund that invests in a hundred different companies, that doesn’t necessarily mean that you’ve reached optimal diversification. A lot of mutual funds invest specifically in a single industry, which means that you still face many of the same problems you would if you only invested in a single company. And what about mutual funds that invest in multiple industries?

At that point, you run into a problem of overdiversification, which is sometimes, adorably, called “diworsification”. 

If your money is in a million different companies, keeping track of how all those companies are doing is a nightmare. Another problem is that investing in a lot of companies means having to own a lot of stocks in each of them, meaning that you have to put in quite a bit of cash up front. And perhaps one of the biggest issues with overdiversification is the fact that having your cash scattered in all directions means that even if one stock is performing well, you still might not make money after you account for how another market is doing.

Now let’s think about another investment: real estate. It might seem on the surface that real estate is an investment inherently lacking diversity, but the truth is, there are all kinds of real estate. You can invest in single family homes, multi-family dwellings, or office properties. You can invest in different parts of your city, or even in other cities. There are plenty of ways to have diverse real estate investments, and yet it would be really difficult to run into a problem of overdiversification, because it’s all real estate.

Real estate is a reliable, steady investment. Everyone needs it, and so it’s not going anywhere. This is just one of the many reasons real estate could be the right investment choice for you. 

 

 

 

ABOUT Bobby and Jenny Whitten.

Who are we?  InvestWithTheWhittens.com are a real estate investor. We have been active in East Tennessee for years. Our mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our joint venture partners and ourselves.  It is truly a win-win-win way of investing!

Bobby and Jenny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Bobby and Jenny.

For more information about Bobby and Jenny and their investment program, please call (865) 272-9741 and email them at invest@investwiththewhittens.com or visit https://investwiththewhittens.com/

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BLOG 3: Get Your Mortgage Down, and Your Profit Up!

Real estate has a few things going for it that other types of investments don’t. You’ll recall that we’ve already talked about some of them, like the neat way that banks will help you out in investing in real estate by financing you via a mortgage. 

But mortgages aren’t all fun and games. Not only do you have to pay off the principal part of the mortgage (the actual amount borrowed), you also have to pay interest. Doesn’t sound great? Well, a great thing about real estate is that there’s a way around it. As the previous post mentioned, your tenants will be the ones paying the mortgage, not you. But there’s more to it than that. 

Most of the payments you make to your bank for the mortgage will be, at least in the beginning, going towards interest, rather than the principal. You want to get that whole mortgage, both principal and interest, paid off ASAP in order to reduce the expenses associated with the building and increase the profit margin of your cash flow. 

So, here’s what you gotta do. In addition to the regular payments you have to make towards the mortgage, it’s a good idea to make some extra payments to the bank, at least in the beginning, in order to knock out that interest as quickly as you can. That way, you can start chipping away at the principal portion of the mortgage, and start seeing your profits soar. 

And you’re not doing this alone. As previously stated, it’s your tenants’ money, not yours, that covers this bill. You just need to make sure you’re putting the cash where it needs to go.

Paying down your mortgage is a secret towards maximizing your real estate profits. It doesn’t seem as obvious at first as other profit centers like cash flow, but mark our words, if you play your cards right, you’ll be seeing some big savings on your property. And that, friend, is money in your pocket.

 

 

 

ABOUT BOBBY AND JENNY WHITTEN.

Who are we?  InvestWithTheWhittens.com are a real estate investor. We have been active in East Tennessee for years. Our mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our joint venture partners and ourselves.  It is truly a win-win-win way of investing!

Bobby and Jenny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Bobby and Jenny.

For more information about Bobby and Jenny and their investment program, please call (865) 272-9741 and email them at invest@investwiththewhittens.com or visit https://investwiththewhittens.com/

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VLOG 1: HOW WE GOT STARTED

 

ABOUT BOBBY AND JENNY WHITTEN.

Who are we?  InvestWithTheWhittens.com are a real estate investor. We have been active in East Tennessee for years. Our mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our joint venture partners and ourselves.  It is truly a win-win-win way of investing!

Bobby and Jenny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Bobby and Jenny.

For more information about Bobby and Jenny and their investment program, please call (865) 272-9741 and email them at invest@investwiththewhittens.com or visit https://investwiththewhittens.com/

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BLOG 2: Are Bonds Really Zero-Risk Investments?

Bonds are often touted as being very low-risk investments. Some would even go so far as to call them risk-free. But is that really the case? All investments come with risks to balance out their rewards, and bonds are no different. Here are a few of the risks you take on when you invest in bonds.

Interest Rate Risks

This is one of the best-known perils of bonds. The relationship between a bond and the interest rates in the market are complicated, but basically, supply and demand are at play in influencing the interest rate on the bond.

A bond you invest in might decline in value if interest rates rise. Yikes!

Inflation Risks

A bond is worth a fixed amount of money. If you invest 10,000 dollars in a bond, when it’s paid back to you, you’ll get 10,000 dollars.

Seems straightforward and risk-free, right? Nope!

You must remember that inflation is a factor in every economy. 10,000 one year is unlikely to have the same purchasing power five years from the date the bond is issued. In that way, there’s a good chance your bond is going to decline in total value, and that means money out of your pocket.

Default Risk

If you invest in bonds for a corporation, and that company goes under? Who knows what you’ll be getting back.

If the bank repossesses the assets of the company you’ve given your money to, well, that’s simply not your money anymore. It’s gone.

Takeaways?

Bonds aren’t the riskiest investment, sure, but they do come with their own set of risks. And that low-risk deal that you think you’re getting also tends to come with low value and minimal rewards. 

Bonds aren’t a terrible investment, but they’re not necessarily the best ones.

Real estate, on the other hand, is a great investment choice for anyone who wants to see their wealth grow surely and steadily. No matter what happens, if you invest in real estate, you can rest easy knowing that there’s a solid piece of land behind your money. 

 

 

ABOUT BOBBY AND JENNY WHITTEN.

Who are we?  InvestWithTheWhittens.com are a real estate investor. We have been active in East Tennessee for years. Our mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our joint venture partners and ourselves.  It is truly a win-win-win way of investing!

Bobby and Jenny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Bobby and Jenny.

For more information about Bobby and Jenny and their investment program, please call (865) 272-9741 and email them at invest@investwiththewhittens.com or visit https://investwiththewhittens.com/

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BLOG 1: Appreciate that Appreciation!

All markets fluctuate based on external factors such as supply and demand. Your gold is worth one sum now, but in a few months might be worth much less or much more. It’s a little tricky to anticipate and keep track of where that value is going. 

The real estate market comes in cycles, too. A key factor in real estate as an investment, however, is that real estate tends towards gaining value, or appreciating, over time. The supply of property doesn’t really change too much, but the demand keeps growing because people always need a roof over their heads. 

The thing about this kind of market is that it ebbs and flows like tides. Sometimes, the appreciation that takes place is strong and fast, and other times, it’s gentler and slower. You have to have the ability to be patient. 

An option that’s going to be a good, safe idea, in the long run, would involve buying property and waiting to resell or refinance it. The value will come, it just takes time. You might be able to sell your property at 200% of the price you bought it for, but that kind of thing is typically going to take some years to get in motion. 

That’s alright! As long as you have that property, you can be making money through the numerous other profit centers of real estate, like cash flow. The trick with appreciation is that you need to be patient, and good things will come to you.

Another awesome factor in this is that, when you buy a property, you generally finance it through a bank, which can cover 75-90% of the cost of the real estate. So, when you buy a property worth 400,000, you might only put down 100,000 for the down payment (and closing costs, etc.) with the bank covering the rest. Let’s say that that property then appreciates by 10%. It gains 40,000 in value- that’s a 10% return on the total previous value of the property.

But it’s a 40% return on the 100,000 you put in. Nifty, yeah? Leverage and appreciation work together in wonderful ways.

But you’ll need to get started if you want to see the full effects. Since these things have such a timeframe, starting as soon as possible is key to watching your net worth grow and grow. 

Real estate is a fantastic investment for the short and the long term. You can make money every step of the way. You just need to get started!

 

ABOUT Bobby and Jenny Whitten.

Who are we?  InvestWithTheWhittens.com are a real estate investor. We have been active in East Tennessee for years. Our mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our joint venture partners and ourselves.  It is truly a win-win-win way of investing!

Bobby and Jenny offer their investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Bobby and Jenny.

For more information about Bobby and Jenny and their investment program, please call (865) 272-9741 and email them at invest@investwiththewhittens.com or visit https://investwiththewhittens.com/

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Contact

Bobby and Jenny Whitten

Professional Real Estate Investors

DISCOVER WHY REAL ESTATE IS AN EXCEPTIONAL WAY TO INVEST (VIDEO)


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